Call report 2005Q4
SPIRIT BANK — 2005Q4
The 22 measures SPIRIT BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 19,316,000 | USD | evidence → |
| Total loans | 9,734,000 | USD | evidence → |
| Allowance for loan losses | 160,000 | USD | evidence → |
| Securities available for sale | 5,740,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,408,000 | USD | evidence → |
| Interest-bearing deposits | 12,296,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,112,000 | USD | evidence → |
| Equity capital | 2,297,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,039,000 | USD | evidence → |
| Interest expense | 436,000 | USD | evidence → |
| Net interest income | 603,000 | USD | evidence → |
| Noninterest income | 146,000 | USD | evidence → |
| Noninterest expense | 625,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 112,000 | USD | evidence → |
| Income tax | 37,000 | USD | evidence → |
| Net income | 75,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,354,000 | USD | evidence → |
| Total capital | 2,495,000 | USD | evidence → |
| Risk-weighted assets | 11,272,000 | USD | evidence → |