Call report 2005Q2
SPIRIT BANK — 2005Q2
The 22 measures SPIRIT BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 20,281,000 | USD | evidence → |
| Total loans | 10,197,000 | USD | evidence → |
| Allowance for loan losses | 168,000 | USD | evidence → |
| Securities available for sale | 6,736,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 15,308,000 | USD | evidence → |
| Interest-bearing deposits | 12,995,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,313,000 | USD | evidence → |
| Equity capital | 2,365,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 512,000 | USD | evidence → |
| Interest expense | 208,000 | USD | evidence → |
| Net interest income | 304,000 | USD | evidence → |
| Noninterest income | 76,000 | USD | evidence → |
| Noninterest expense | 302,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 78,000 | USD | evidence → |
| Income tax | 26,000 | USD | evidence → |
| Net income | 52,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,411,000 | USD | evidence → |
| Total capital | 2,569,000 | USD | evidence → |
| Risk-weighted assets | 12,633,000 | USD | evidence → |