Call reports 2018
PREMIER COMMUNITY BANK OF FLORIDA — 2018
What PREMIER COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 238,866,000 | 246,884,000 |
| Total loans | 160,993,000 | 174,102,000 |
| Allowance for loan losses | 1,590,000 | 1,219,000 |
| Securities available for sale | 32,206,000 | 20,166,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 194,394,000 | 204,479,000 |
| Interest-bearing deposits | 178,526,000 | 188,119,000 |
| Noninterest-bearing deposits | 15,868,000 | 16,360,000 |
| Equity capital | 25,994,000 | 23,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 2,289,000 | 4,708,000 |
| Interest expense | 348,000 | 677,000 |
| Net interest income | 1,941,000 | 4,031,000 |
| Noninterest income | 266,000 | 307,000 |
| Noninterest expense | 1,802,000 | 6,561,000 |
| Provision for loan losses | 81,000 | 110,000 |
| Pretax income | 324,000 | -3,698,000 |
| Income tax | 65,000 | -826,000 |
| Net income | 259,000 | -2,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 26,487,000 | 23,430,000 |
| Total capital | 28,077,000 | 24,649,000 |
| Risk-weighted assets | 174,003,000 | 195,008,000 |