Call reports 2017
PREMIER COMMUNITY BANK OF FLORIDA — 2017
What PREMIER COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 165,113,000 | 170,627,000 | 190,280,000 | 201,182,000 |
| Total loans | 121,137,000 | 128,191,000 | 142,322,000 | 152,373,000 |
| Allowance for loan losses | 1,235,000 | 1,235,000 | 1,297,000 | 1,509,000 |
| Securities available for sale | 19,511,000 | 19,374,000 | 18,788,000 | 28,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,668,000 | 134,344,000 | 153,665,000 | 161,649,000 |
| Interest-bearing deposits | 122,339,000 | 122,815,000 | 141,680,000 | 147,955,000 |
| Noninterest-bearing deposits | 12,329,000 | 11,529,000 | 11,985,000 | 13,694,000 |
| Equity capital | 25,306,000 | 25,996,000 | 26,220,000 | 26,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,643,000 | 3,492,000 | 5,414,000 | 7,540,000 |
| Interest expense | 245,000 | 499,000 | 773,000 | 1,056,000 |
| Net interest income | 1,398,000 | 2,993,000 | 4,641,000 | 6,484,000 |
| Noninterest income | 84,000 | 124,000 | 150,000 | 410,000 |
| Noninterest expense | 1,353,000 | 2,795,000 | 4,295,000 | 5,845,000 |
| Provision for loan losses | 22,000 | 22,000 | 120,000 | 332,000 |
| Pretax income | 107,000 | 300,000 | 376,000 | 717,000 |
| Income tax | 20,000 | 67,000 | 70,000 | 357,000 |
| Net income | 87,000 | 233,000 | 306,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,476,000 | 25,944,000 | 26,205,000 | 26,263,000 |
| Total capital | 26,711,000 | 27,179,000 | 27,502,000 | 27,772,000 |
| Risk-weighted assets | 120,068,000 | 134,421,000 | 144,472,000 | 159,567,000 |