Call reports 2016
PREMIER COMMUNITY BANK OF FLORIDA — 2016
What PREMIER COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 147,011,000 | 146,222,000 | 154,894,000 | 161,814,000 |
| Total loans | 116,644,000 | 115,476,000 | 123,483,000 | 118,224,000 |
| Allowance for loan losses | 1,124,000 | 1,124,000 | 1,151,000 | 1,213,000 |
| Securities available for sale | 16,691,000 | 15,137,000 | 16,987,000 | 18,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,194,000 | 132,718,000 | 133,473,000 | 131,580,000 |
| Interest-bearing deposits | 120,815,000 | 121,597,000 | 123,583,000 | 121,848,000 |
| Noninterest-bearing deposits | 12,379,000 | 11,121,000 | 9,890,000 | 9,732,000 |
| Equity capital | 12,612,000 | 13,252,000 | 21,192,000 | 25,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,584,000 | 3,194,000 | 4,825,000 | 6,461,000 |
| Interest expense | 252,000 | 511,000 | 774,000 | 1,034,000 |
| Net interest income | 1,332,000 | 2,683,000 | 4,051,000 | 5,427,000 |
| Noninterest income | 200,000 | 575,000 | 654,000 | 1,502,000 |
| Noninterest expense | 1,233,000 | 2,603,000 | 3,850,000 | 5,475,000 |
| Provision for loan losses | 14,000 | 14,000 | 58,000 | 117,000 |
| Pretax income | 285,000 | 839,000 | 995,000 | 1,535,000 |
| Income tax | 95,000 | 266,000 | 340,000 | 517,000 |
| Net income | 190,000 | 573,000 | 655,000 | 1,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,347,000 | 13,064,000 | 21,020,000 | 25,427,000 |
| Total capital | 13,471,000 | 14,188,000 | 22,171,000 | 26,640,000 |
| Risk-weighted assets | 114,313,000 | 112,126,000 | 115,583,000 | 116,215,000 |