Call reports 2015
PREMIER COMMUNITY BANK OF FLORIDA — 2015
What PREMIER COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,442,000 | 136,854,000 | 136,429,000 | 140,068,000 |
| Total loans | 99,571,000 | 102,902,000 | 106,198,000 | 112,511,000 |
| Allowance for loan losses | 1,072,000 | 1,072,000 | 1,072,000 | 1,110,000 |
| Securities available for sale | 13,833,000 | 14,500,000 | 14,271,000 | 13,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,328,000 | 123,377,000 | 123,890,000 | 127,541,000 |
| Interest-bearing deposits | 107,423,000 | 113,861,000 | 114,235,000 | 118,101,000 |
| Noninterest-bearing deposits | 8,905,000 | 9,516,000 | 9,655,000 | 9,440,000 |
| Equity capital | 11,802,000 | 11,798,000 | 12,161,000 | 12,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,786,000 | 4,252,000 | 5,812,000 |
| Interest expense | 237,000 | 489,000 | 732,000 | 977,000 |
| Net interest income | 1,175,000 | 2,297,000 | 3,520,000 | 4,835,000 |
| Noninterest income | 164,000 | 381,000 | 983,000 | 1,266,000 |
| Noninterest expense | 1,166,000 | 2,352,000 | 3,747,000 | 4,977,000 |
| Provision for loan losses | 0 | 0 | 0 | 37,000 |
| Pretax income | 198,000 | 436,000 | 864,000 | 1,195,000 |
| Income tax | 66,000 | 146,000 | 295,000 | 404,000 |
| Net income | 132,000 | 290,000 | 569,000 | 791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,549,000 | 11,732,000 | 11,988,000 | 12,222,000 |
| Total capital | 12,621,000 | 12,804,000 | 13,060,000 | 13,332,000 |
| Risk-weighted assets | 98,055,000 | 99,603,000 | 111,156,000 | 112,474,000 |