Call reports 2014
PREMIER COMMUNITY BANK OF FLORIDA — 2014
What PREMIER COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 105,117,000 | 105,684,000 | 107,839,000 | 117,625,000 |
| Total loans | 80,982,000 | 81,741,000 | 84,593,000 | 92,424,000 |
| Allowance for loan losses | 1,069,000 | 1,068,000 | 1,068,000 | 1,068,000 |
| Securities available for sale | 14,804,000 | 14,698,000 | 14,300,000 | 14,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,375,000 | 90,566,000 | 93,958,000 | 104,601,000 |
| Interest-bearing deposits | 82,470,000 | 82,960,000 | 86,569,000 | 96,949,000 |
| Noninterest-bearing deposits | 6,905,000 | 7,606,000 | 7,389,000 | 7,652,000 |
| Equity capital | 11,162,000 | 11,418,000 | 11,423,000 | 11,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,478,000 | 3,757,000 | 5,115,000 |
| Interest expense | 191,000 | 386,000 | 580,000 | 788,000 |
| Net interest income | 1,032,000 | 2,092,000 | 3,177,000 | 4,327,000 |
| Noninterest income | 217,000 | 624,000 | 652,000 | 680,000 |
| Noninterest expense | 1,051,000 | 2,305,000 | 3,410,000 | 4,429,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 236,000 | 482,000 | 600,000 | 759,000 |
| Income tax | 87,000 | 176,000 | 219,000 | 275,000 |
| Net income | 149,000 | 306,000 | 381,000 | 484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,225,000 | 11,341,000 | 11,456,000 | 11,559,000 |
| Total capital | 12,234,000 | 12,371,000 | 12,516,000 | 12,627,000 |
| Risk-weighted assets | 80,671,000 | 82,664,000 | 84,771,000 | 93,815,000 |