Call reports 2013
PREMIER COMMUNITY BANK OF FLORIDA — 2013
What PREMIER COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 99,191,000 | 97,817,000 | 103,382,000 | 102,788,000 |
| Total loans | 70,860,000 | 72,748,000 | 78,855,000 | 77,216,000 |
| Allowance for loan losses | 1,091,000 | 1,092,000 | 1,207,000 | 1,209,000 |
| Securities available for sale | 14,555,000 | 13,764,000 | 13,095,000 | 12,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,850,000 | 86,692,000 | 92,584,000 | 91,174,000 |
| Interest-bearing deposits | 82,868,000 | 81,824,000 | 85,309,000 | 85,260,000 |
| Noninterest-bearing deposits | 4,982,000 | 4,868,000 | 7,275,000 | 5,914,000 |
| Equity capital | 10,478,000 | 10,347,000 | 10,518,000 | 11,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,381,000 | 3,605,000 | 4,881,000 |
| Interest expense | 211,000 | 421,000 | 631,000 | 838,000 |
| Net interest income | 983,000 | 1,960,000 | 2,974,000 | 4,043,000 |
| Noninterest income | 846,000 | 946,000 | 1,059,000 | 2,287,000 |
| Noninterest expense | 1,367,000 | 2,266,000 | 2,783,000 | 4,214,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 462,000 | 640,000 | 1,262,000 | 2,126,000 |
| Income tax | 167,000 | 227,000 | 454,000 | 739,000 |
| Net income | 295,000 | 413,000 | 808,000 | 1,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,984,000 | 10,064,000 | 10,462,000 | 11,076,000 |
| Total capital | 10,807,000 | 10,934,000 | 11,373,000 | 12,029,000 |
| Risk-weighted assets | 65,821,000 | 69,354,000 | 73,581,000 | 76,041,000 |