Call reports 2012
PREMIER COMMUNITY BANK OF FLORIDA — 2012
What PREMIER COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,577,000 | 91,617,000 | 93,699,000 | 94,588,000 |
| Total loans | 69,210,000 | 64,611,000 | 69,651,000 | 72,258,000 |
| Allowance for loan losses | 1,086,000 | 1,046,000 | 1,057,000 | 1,091,000 |
| Securities available for sale | 11,314,000 | 13,476,000 | 14,435,000 | 14,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,050,000 | 81,703,000 | 83,088,000 | 81,051,000 |
| Interest-bearing deposits | 77,563,000 | 77,694,000 | 78,724,000 | 76,866,000 |
| Noninterest-bearing deposits | 4,487,000 | 4,009,000 | 4,364,000 | 4,185,000 |
| Equity capital | 9,141,000 | 9,446,000 | 9,992,000 | 10,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,425,000 | 3,600,000 | 4,857,000 |
| Interest expense | 239,000 | 469,000 | 697,000 | 911,000 |
| Net interest income | 976,000 | 1,956,000 | 2,903,000 | 3,946,000 |
| Noninterest income | 439,000 | 513,000 | 818,000 | 1,197,000 |
| Noninterest expense | 1,008,000 | 1,843,000 | 2,746,000 | 3,752,000 |
| Provision for loan losses | 45,000 | 45,000 | 49,000 | 49,000 |
| Pretax income | 362,000 | 581,000 | 926,000 | 1,342,000 |
| Income tax | 135,000 | 214,000 | 338,000 | 487,000 |
| Net income | 227,000 | 367,000 | 588,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,643,000 | 8,795,000 | 9,414,000 | 9,689,000 |
| Total capital | 9,415,000 | 9,555,000 | 10,201,000 | 10,500,000 |
| Risk-weighted assets | 60,678,000 | 59,754,000 | 62,721,000 | 64,940,000 |