Call reports 2011
PREMIER COMMUNITY BANK OF FLORIDA — 2011
What PREMIER COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 82,347,000 | 85,622,000 | 90,155,000 | 91,132,000 |
| Total loans | 61,412,000 | 63,078,000 | 67,421,000 | 69,320,000 |
| Allowance for loan losses | 665,000 | 685,000 | 928,000 | 1,042,000 |
| Securities available for sale | 11,009,000 | 11,188,000 | 11,379,000 | 11,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,285,000 | 75,180,000 | 79,990,000 | 81,989,000 |
| Interest-bearing deposits | 67,654,000 | 71,785,000 | 75,590,000 | 78,475,000 |
| Noninterest-bearing deposits | 3,631,000 | 3,395,000 | 4,400,000 | 3,514,000 |
| Equity capital | 8,012,000 | 8,292,000 | 8,789,000 | 8,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,199,000 | 3,381,000 | 4,517,000 |
| Interest expense | 238,000 | 472,000 | 711,000 | 962,000 |
| Net interest income | 846,000 | 1,727,000 | 2,670,000 | 3,555,000 |
| Noninterest income | 9,000 | 18,000 | 642,000 | 918,000 |
| Noninterest expense | 720,000 | 1,423,000 | 2,328,000 | 3,224,000 |
| Provision for loan losses | 22,000 | 64,000 | 307,000 | 445,000 |
| Pretax income | 113,000 | 258,000 | 677,000 | 804,000 |
| Income tax | 40,000 | 93,000 | 248,000 | 293,000 |
| Net income | 73,000 | 165,000 | 429,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,310,000 | 7,429,000 | 7,820,000 | 8,224,000 |
| Total capital | 7,943,000 | 8,081,000 | 8,558,000 | 8,979,000 |
| Risk-weighted assets | 56,507,000 | 56,304,000 | 58,901,000 | 59,367,000 |