Call reports 2007
PREMIER COMMUNITY BANK OF FLORIDA — 2007
What PREMIER COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q4 |
|---|---|
| Total assets | 11,157,000 |
| Total loans | 2,556,000 |
| Allowance for loan losses | 32,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 2,231,000 |
| Interest-bearing deposits | 2,153,000 |
| Noninterest-bearing deposits | 78,000 |
| Equity capital | 8,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q4 |
|---|---|
| Interest income | 127,000 |
| Interest expense | 9,000 |
| Net interest income | 118,000 |
| Noninterest income | 0 |
| Noninterest expense | 376,000 |
| Provision for loan losses | 32,000 |
| Pretax income | -290,000 |
| Income tax | -108,000 |
| Net income | -182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q4 |
|---|---|
| Tier 1 capital | 8,918,000 |
| Total capital | 8,950,000 |
| Risk-weighted assets | 5,968,000 |