Call reports 2017
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2017
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 89,191,000 | 89,826,000 | 94,414,000 | 91,861,000 |
| Total loans | 35,235,000 | 35,485,000 | 34,436,000 | 32,015,000 |
| Allowance for loan losses | 452,000 | 449,000 | 479,000 | 487,000 |
| Securities available for sale | 4,488,000 | 4,492,000 | 3,989,000 | 4,451,000 |
| Securities held to maturity | 24,839,000 | 24,912,000 | 24,814,000 | 26,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,950,000 | 69,277,000 | 69,095,000 | 66,790,000 |
| Interest-bearing deposits | 49,840,000 | 51,485,000 | 48,481,000 | 48,638,000 |
| Noninterest-bearing deposits | 17,110,000 | 17,792,000 | 20,614,000 | 18,152,000 |
| Equity capital | 10,300,000 | 10,531,000 | 10,777,000 | 10,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,316,000 | 2,019,000 | 2,720,000 |
| Interest expense | 18,000 | 34,000 | 59,000 | 85,000 |
| Net interest income | 632,000 | 1,282,000 | 1,960,000 | 2,635,000 |
| Noninterest income | 69,000 | 139,000 | 214,000 | 288,000 |
| Noninterest expense | 499,000 | 958,000 | 1,428,000 | 1,934,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 178,000 | 415,000 | 674,000 | 893,000 |
| Income tax | 10,000 | 19,000 | 28,000 | 36,000 |
| Net income | 168,000 | 396,000 | 646,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,289,000 | 10,517,000 | 10,768,000 | 10,979,000 |
| Total capital | 10,751,000 | 10,976,000 | 11,247,000 | 11,466,000 |
| Risk-weighted assets | 44,761,000 | 44,781,000 | 43,852,000 | 42,925,000 |