Call reports 2016
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2016
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 82,222,000 | 84,320,000 | 83,254,000 | 85,197,000 |
| Total loans | 36,979,000 | 38,037,000 | 37,793,000 | 35,847,000 |
| Allowance for loan losses | 375,000 | 390,000 | 408,000 | 431,000 |
| Securities available for sale | 3,514,000 | 3,539,000 | 3,529,000 | 3,981,000 |
| Securities held to maturity | 22,808,000 | 21,038,000 | 21,495,000 | 22,489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,059,000 | 64,789,000 | 61,909,000 | 64,137,000 |
| Interest-bearing deposits | 47,529,000 | 48,103,000 | 45,895,000 | 48,040,000 |
| Noninterest-bearing deposits | 17,530,000 | 16,686,000 | 16,014,000 | 16,097,000 |
| Equity capital | 9,544,000 | 9,763,000 | 9,985,000 | 10,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,270,000 | 1,929,000 | 2,583,000 |
| Interest expense | 17,000 | 34,000 | 50,000 | 67,000 |
| Net interest income | 612,000 | 1,236,000 | 1,879,000 | 2,516,000 |
| Noninterest income | 61,000 | 128,000 | 198,000 | 281,000 |
| Noninterest expense | 500,000 | 971,000 | 1,426,000 | 1,880,000 |
| Provision for loan losses | 15,000 | 30,000 | 48,000 | 115,000 |
| Pretax income | 158,000 | 363,000 | 603,000 | 802,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 29,000 |
| Net income | 151,000 | 348,000 | 581,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,500,000 | 9,697,000 | 9,945,000 | 10,137,000 |
| Total capital | 9,885,000 | 10,097,000 | 10,363,000 | 10,578,000 |
| Risk-weighted assets | 44,374,000 | 44,835,000 | 44,727,000 | 43,381,000 |