Call reports 2015
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2015
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 85,759,000 | 86,297,000 | 82,472,000 | 87,008,000 |
| Total loans | 32,182,000 | 35,005,000 | 37,331,000 | 37,493,000 |
| Allowance for loan losses | 339,000 | 348,000 | 357,000 | 360,000 |
| Securities available for sale | 4,255,000 | 4,241,000 | 4,259,000 | 3,983,000 |
| Securities held to maturity | 25,505,000 | 23,323,000 | 22,992,000 | 23,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,507,000 | 69,891,000 | 63,587,000 | 66,281,000 |
| Interest-bearing deposits | 51,456,000 | 53,431,000 | 48,573,000 | 47,867,000 |
| Noninterest-bearing deposits | 19,051,000 | 16,460,000 | 15,014,000 | 18,414,000 |
| Equity capital | 8,920,000 | 9,050,000 | 9,216,000 | 9,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,154,000 | 1,772,000 | 2,406,000 |
| Interest expense | 18,000 | 36,000 | 55,000 | 73,000 |
| Net interest income | 544,000 | 1,118,000 | 1,717,000 | 2,333,000 |
| Noninterest income | 61,000 | 127,000 | 191,000 | 265,000 |
| Noninterest expense | 508,000 | 989,000 | 1,489,000 | 1,989,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 37,000 |
| Pretax income | 88,000 | 238,000 | 392,000 | 572,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 18,000 |
| Net income | 84,000 | 229,000 | 379,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,878,000 | 9,023,000 | 9,173,000 | 9,349,000 |
| Total capital | 9,224,000 | 9,380,000 | 9,540,000 | 9,719,000 |
| Risk-weighted assets | 41,598,000 | 43,486,000 | 45,031,000 | 46,176,000 |