Call reports 2014
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2014
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 89,696,000 | 87,284,000 | 86,560,000 | 85,383,000 |
| Total loans | 26,638,000 | 30,212,000 | 32,300,000 | 33,003,000 |
| Allowance for loan losses | 323,000 | 324,000 | 327,000 | 330,000 |
| Securities available for sale | 3,719,000 | 5,208,000 | 5,196,000 | 4,708,000 |
| Securities held to maturity | 28,445,000 | 28,201,000 | 27,559,000 | 26,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,660,000 | 70,620,000 | 67,990,000 | 65,607,000 |
| Interest-bearing deposits | 54,364,000 | 52,428,000 | 50,438,000 | 47,406,000 |
| Noninterest-bearing deposits | 19,296,000 | 18,192,000 | 17,552,000 | 18,201,000 |
| Equity capital | 8,292,000 | 8,446,000 | 8,613,000 | 8,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,063,000 | 1,671,000 | 2,262,000 |
| Interest expense | 19,000 | 39,000 | 60,000 | 82,000 |
| Net interest income | 489,000 | 1,024,000 | 1,611,000 | 2,180,000 |
| Noninterest income | 63,000 | 132,000 | 203,000 | 275,000 |
| Noninterest expense | 499,000 | 973,000 | 1,443,000 | 1,908,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 50,000 | 177,000 | 362,000 | 535,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 18,000 |
| Net income | 45,000 | 168,000 | 348,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,323,000 | 8,445,000 | 8,625,000 | 8,794,000 |
| Total capital | 8,652,000 | 8,775,000 | 8,958,000 | 9,130,000 |
| Risk-weighted assets | 34,841,000 | 38,977,000 | 40,820,000 | 42,440,000 |