Call reports 2013
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2013
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,548,000 | 86,115,000 | 84,726,000 | 82,216,000 |
| Total loans | 21,972,000 | 24,812,000 | 27,362,000 | 27,440,000 |
| Allowance for loan losses | 320,000 | 321,000 | 321,000 | 320,000 |
| Securities available for sale | 4,074,000 | 4,017,000 | 4,029,000 | 3,718,000 |
| Securities held to maturity | 28,895,000 | 31,057,000 | 29,882,000 | 28,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,690,000 | 72,147,000 | 69,024,000 | 65,836,000 |
| Interest-bearing deposits | 52,280,000 | 55,172,000 | 52,373,000 | 48,422,000 |
| Noninterest-bearing deposits | 18,410,000 | 16,975,000 | 16,651,000 | 17,414,000 |
| Equity capital | 8,007,000 | 8,015,000 | 8,126,000 | 8,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 945,000 | 1,448,000 | 1,963,000 |
| Interest expense | 20,000 | 40,000 | 61,000 | 82,000 |
| Net interest income | 448,000 | 905,000 | 1,387,000 | 1,881,000 |
| Noninterest income | 68,000 | 144,000 | 223,000 | 300,000 |
| Noninterest expense | 467,000 | 931,000 | 1,392,000 | 1,844,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 118,000 | 218,000 | 337,000 |
| Income tax | 6,000 | 12,000 | 14,000 | 4,000 |
| Net income | 43,000 | 106,000 | 204,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,987,000 | 8,050,000 | 8,148,000 | 8,277,000 |
| Total capital | 8,313,000 | 8,377,000 | 8,475,000 | 8,603,000 |
| Risk-weighted assets | 31,533,000 | 34,372,000 | 36,302,000 | 36,098,000 |