Call reports 2012
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2012
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 85,599,000 | 81,303,000 | 83,175,000 | 79,070,000 |
| Total loans | 20,168,000 | 22,721,000 | 23,582,000 | 23,260,000 |
| Allowance for loan losses | 320,000 | 320,000 | 320,000 | 321,000 |
| Securities available for sale | 5,318,000 | 5,335,000 | 4,087,000 | 4,075,000 |
| Securities held to maturity | 29,809,000 | 30,031,000 | 27,217,000 | 25,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,703,000 | 68,911,000 | 70,546,000 | 64,560,000 |
| Interest-bearing deposits | 54,751,000 | 51,950,000 | 53,118,000 | 47,509,000 |
| Noninterest-bearing deposits | 16,952,000 | 16,961,000 | 17,428,000 | 17,051,000 |
| Equity capital | 7,682,000 | 7,770,000 | 7,853,000 | 7,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 983,000 | 1,482,000 | 1,975,000 |
| Interest expense | 29,000 | 55,000 | 77,000 | 99,000 |
| Net interest income | 456,000 | 928,000 | 1,405,000 | 1,876,000 |
| Noninterest income | 75,000 | 145,000 | 212,000 | 302,000 |
| Noninterest expense | 497,000 | 967,000 | 1,428,000 | 1,868,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 106,000 | 189,000 | 310,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 28,000 | 94,000 | 171,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,685,000 | 7,752,000 | 7,829,000 | 7,944,000 |
| Total capital | 8,011,000 | 8,078,000 | 8,155,000 | 8,271,000 |
| Risk-weighted assets | 31,405,000 | 32,213,000 | 32,851,000 | 32,011,000 |