Call reports 2011
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2011
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 78,374,000 | 77,692,000 | 78,611,000 | 79,392,000 |
| Total loans | 22,510,000 | 23,565,000 | 22,830,000 | 19,760,000 |
| Allowance for loan losses | 320,000 | 322,000 | 323,000 | 322,000 |
| Securities available for sale | 5,800,000 | 5,336,000 | 3,737,000 | 3,321,000 |
| Securities held to maturity | 26,988,000 | 28,831,000 | 28,324,000 | 28,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,630,000 | 65,075,000 | 65,431,000 | 65,619,000 |
| Interest-bearing deposits | 48,947,000 | 51,597,000 | 51,017,000 | 49,870,000 |
| Noninterest-bearing deposits | 13,683,000 | 13,478,000 | 14,414,000 | 15,749,000 |
| Equity capital | 7,737,000 | 7,898,000 | 8,011,000 | 7,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,158,000 | 1,737,000 | 2,289,000 |
| Interest expense | 52,000 | 97,000 | 137,000 | 168,000 |
| Net interest income | 519,000 | 1,061,000 | 1,600,000 | 2,121,000 |
| Noninterest income | 67,000 | 136,000 | 207,000 | 286,000 |
| Noninterest expense | 493,000 | 973,000 | 1,451,000 | 1,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 224,000 | 356,000 | 498,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 19,000 |
| Net income | 87,000 | 212,000 | 315,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,763,000 | 7,888,000 | 7,991,000 | 7,658,000 |
| Total capital | 8,089,000 | 8,216,000 | 8,320,000 | 7,986,000 |
| Risk-weighted assets | 36,259,000 | 33,415,000 | 33,011,000 | 30,248,000 |