Call reports 2010
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2010
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 71,484,000 | 73,011,000 | 72,675,000 | 70,039,000 |
| Total loans | 24,970,000 | 25,893,000 | 26,410,000 | 25,256,000 |
| Allowance for loan losses | 309,000 | 365,000 | 364,000 | 321,000 |
| Securities available for sale | 3,283,000 | 3,554,000 | 4,035,000 | 4,512,000 |
| Securities held to maturity | 26,882,000 | 25,611,000 | 24,421,000 | 22,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,989,000 | 59,461,000 | 57,654,000 | 55,427,000 |
| Interest-bearing deposits | 47,434,000 | 49,200,000 | 47,404,000 | 44,285,000 |
| Noninterest-bearing deposits | 10,555,000 | 10,261,000 | 10,250,000 | 11,142,000 |
| Equity capital | 7,805,000 | 7,899,000 | 8,016,000 | 7,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,282,000 | 1,908,000 | 2,561,000 |
| Interest expense | 87,000 | 163,000 | 232,000 | 291,000 |
| Net interest income | 563,000 | 1,119,000 | 1,676,000 | 2,270,000 |
| Noninterest income | 70,000 | 141,000 | 212,000 | 297,000 |
| Noninterest expense | 503,000 | 994,000 | 1,480,000 | 1,976,000 |
| Provision for loan losses | 0 | 57,000 | 57,000 | 82,000 |
| Pretax income | 130,000 | 209,000 | 351,000 | 509,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 124,000 | 197,000 | 333,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,795,000 | 7,868,000 | 8,004,000 | 7,676,000 |
| Total capital | 8,104,000 | 8,239,000 | 8,374,000 | 8,003,000 |
| Risk-weighted assets | 36,952,000 | 40,629,000 | 37,860,000 | 36,339,000 |