Call reports 2009
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2009
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 74,535,000 | 75,253,000 | 71,156,000 | 71,150,000 |
| Total loans | 24,803,000 | 25,976,000 | 27,084,000 | 25,181,000 |
| Allowance for loan losses | 318,000 | 317,000 | 306,000 | 305,000 |
| Securities available for sale | 5,557,000 | 5,799,000 | 6,554,000 | 6,295,000 |
| Securities held to maturity | 33,460,000 | 33,268,000 | 31,985,000 | 29,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,773,000 | 60,613,000 | 54,984,000 | 56,239,000 |
| Interest-bearing deposits | 47,581,000 | 47,460,000 | 45,423,000 | 44,938,000 |
| Noninterest-bearing deposits | 13,192,000 | 13,153,000 | 9,561,000 | 11,301,000 |
| Equity capital | 7,890,000 | 8,052,000 | 8,292,000 | 7,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,555,000 | 2,297,000 | 2,985,000 |
| Interest expense | 163,000 | 305,000 | 424,000 | 525,000 |
| Net interest income | 639,000 | 1,250,000 | 1,873,000 | 2,460,000 |
| Noninterest income | 69,000 | 149,000 | 227,000 | 309,000 |
| Noninterest expense | 495,000 | 1,004,000 | 1,478,000 | 1,939,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 213,000 | 395,000 | 622,000 | 830,000 |
| Income tax | -3,000 | -1,000 | 5,000 | 11,000 |
| Net income | 216,000 | 396,000 | 617,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,877,000 | 8,057,000 | 8,279,000 | 7,671,000 |
| Total capital | 8,195,000 | 8,374,000 | 8,585,000 | 7,976,000 |
| Risk-weighted assets | 36,771,000 | 37,985,000 | 37,717,000 | 37,077,000 |