Call reports 2007
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2007
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 64,447,000 | 68,000,000 | 65,420,000 | 66,675,000 |
| Total loans | 22,525,000 | 22,833,000 | 23,257,000 | 23,210,000 |
| Allowance for loan losses | 341,000 | 332,000 | 334,000 | 332,000 |
| Securities available for sale | 5,373,000 | 5,046,000 | 5,871,000 | 5,314,000 |
| Securities held to maturity | 27,838,000 | 30,169,000 | 30,572,000 | 31,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,736,000 | 53,302,000 | 51,045,000 | 52,129,000 |
| Interest-bearing deposits | 41,910,000 | 44,157,000 | 42,177,000 | 41,867,000 |
| Noninterest-bearing deposits | 8,826,000 | 9,145,000 | 8,868,000 | 10,262,000 |
| Equity capital | 7,391,000 | 7,574,000 | 7,862,000 | 7,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,702,000 | 2,595,000 | 3,501,000 |
| Interest expense | 290,000 | 600,000 | 922,000 | 1,232,000 |
| Net interest income | 558,000 | 1,102,000 | 1,673,000 | 2,269,000 |
| Noninterest income | 83,000 | 166,000 | 243,000 | 328,000 |
| Noninterest expense | 436,000 | 860,000 | 1,287,000 | 1,718,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 205,000 | 408,000 | 629,000 | 879,000 |
| Income tax | 61,000 | 67,000 | 60,000 | 55,000 |
| Net income | 144,000 | 341,000 | 569,000 | 824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,412,000 | 7,609,000 | 7,837,000 | 7,297,000 |
| Total capital | 7,753,000 | 7,941,000 | 8,171,000 | 7,629,000 |
| Risk-weighted assets | 34,351,000 | 35,313,000 | 34,912,000 | 35,176,000 |