Call reports 2006
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2006
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 64,108,000 | 62,786,000 | 61,952,000 | 62,826,000 |
| Total loans | 27,607,000 | 26,960,000 | 26,326,000 | 23,222,000 |
| Allowance for loan losses | 340,000 | 354,000 | 342,000 | 347,000 |
| Securities available for sale | 6,353,000 | 6,085,000 | 6,150,000 | 5,929,000 |
| Securities held to maturity | 22,730,000 | 24,279,000 | 24,906,000 | 26,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,450,000 | 47,944,000 | 47,797,000 | 49,465,000 |
| Interest-bearing deposits | 40,735,000 | 39,335,000 | 39,721,000 | 39,726,000 |
| Noninterest-bearing deposits | 10,715,000 | 8,609,000 | 8,076,000 | 9,739,000 |
| Equity capital | 7,348,000 | 7,492,000 | 7,661,000 | 7,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 796,000 | 1,602,000 | 2,386,000 | 3,177,000 |
| Interest expense | 201,000 | 436,000 | 698,000 | 980,000 |
| Net interest income | 595,000 | 1,166,000 | 1,688,000 | 2,197,000 |
| Noninterest income | 74,000 | 160,000 | 237,000 | 325,000 |
| Noninterest expense | 437,000 | 873,000 | 1,297,000 | 1,726,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 232,000 | 453,000 | 628,000 | 796,000 |
| Income tax | 66,000 | 130,000 | 179,000 | 236,000 |
| Net income | 166,000 | 323,000 | 449,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,445,000 | 7,601,000 | 7,727,000 | 7,268,000 |
| Total capital | 7,785,000 | 7,955,000 | 8,069,000 | 7,615,000 |
| Risk-weighted assets | 37,352,000 | 36,798,000 | 36,262,000 | 34,166,000 |