Call reports 2005
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2005
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 68,807,000 | 67,736,000 | 67,821,000 | 65,444,000 |
| Total loans | 29,312,000 | 28,289,000 | 28,618,000 | 28,643,000 |
| Allowance for loan losses | 334,000 | 341,000 | 339,000 | 338,000 |
| Securities available for sale | 5,888,000 | 6,424,000 | 7,149,000 | 7,104,000 |
| Securities held to maturity | 23,875,000 | 23,820,000 | 24,506,000 | 22,727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,543,000 | 55,139,000 | 54,976,000 | 53,343,000 |
| Interest-bearing deposits | 46,477,000 | 44,575,000 | 44,823,000 | 43,426,000 |
| Noninterest-bearing deposits | 10,066,000 | 10,564,000 | 10,153,000 | 9,917,000 |
| Equity capital | 7,348,000 | 7,565,000 | 7,747,000 | 7,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,529,000 | 2,312,000 | 3,120,000 |
| Interest expense | 148,000 | 308,000 | 477,000 | 655,000 |
| Net interest income | 605,000 | 1,221,000 | 1,835,000 | 2,465,000 |
| Noninterest income | 73,000 | 153,000 | 232,000 | 320,000 |
| Noninterest expense | 418,000 | 829,000 | 1,235,000 | 1,643,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 260,000 | 545,000 | 832,000 | 1,142,000 |
| Income tax | 81,000 | 171,000 | 262,000 | 360,000 |
| Net income | 179,000 | 374,000 | 570,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,426,000 | 7,621,000 | 7,817,000 | 7,278,000 |
| Total capital | 7,760,000 | 7,962,000 | 8,156,000 | 7,616,000 |
| Risk-weighted assets | 39,485,000 | 38,586,000 | 39,124,000 | 38,739,000 |