Call reports 2004
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2004
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 65,080,000 | 64,919,000 | 63,653,000 | 66,578,000 |
| Total loans | 29,012,000 | 29,055,000 | 27,667,000 | 29,230,000 |
| Allowance for loan losses | 354,000 | 343,000 | 348,000 | 351,000 |
| Securities available for sale | 5,255,000 | 6,165,000 | 6,011,000 | 5,966,000 |
| Securities held to maturity | 21,287,000 | 22,875,000 | 23,570,000 | 23,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,817,000 | 54,525,000 | 51,808,000 | 54,241,000 |
| Interest-bearing deposits | 45,696,000 | 44,864,000 | 43,030,000 | 44,124,000 |
| Noninterest-bearing deposits | 10,121,000 | 9,661,000 | 8,778,000 | 10,117,000 |
| Equity capital | 7,357,000 | 7,453,000 | 7,712,000 | 7,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,397,000 | 2,109,000 | 2,848,000 |
| Interest expense | 123,000 | 243,000 | 364,000 | 499,000 |
| Net interest income | 560,000 | 1,154,000 | 1,745,000 | 2,349,000 |
| Noninterest income | 64,000 | 136,000 | 215,000 | 305,000 |
| Noninterest expense | 427,000 | 836,000 | 1,256,000 | 1,684,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 454,000 | 704,000 | 970,000 |
| Income tax | 53,000 | 123,000 | 183,000 | 256,000 |
| Net income | 144,000 | 331,000 | 521,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,336,000 | 7,524,000 | 7,713,000 | 7,246,000 |
| Total capital | 7,690,000 | 7,867,000 | 8,061,000 | 7,597,000 |
| Risk-weighted assets | 39,814,000 | 38,449,000 | 36,707,000 | 38,654,000 |