Call reports 2003
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2003
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 61,268,000 | 60,759,000 | 59,583,000 | 63,788,000 |
| Total loans | 27,188,000 | 25,845,000 | 27,172,000 | 28,383,000 |
| Allowance for loan losses | 384,000 | 386,000 | 386,000 | 384,000 |
| Securities available for sale | 8,689,000 | 10,741,000 | 9,014,000 | 7,719,000 |
| Securities held to maturity | 15,948,000 | 15,822,000 | 17,256,000 | 17,404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,636,000 | 51,602,000 | 50,140,000 | 55,010,000 |
| Interest-bearing deposits | 42,257,000 | 42,923,000 | 41,985,000 | 43,778,000 |
| Noninterest-bearing deposits | 9,379,000 | 8,679,000 | 8,155,000 | 11,232,000 |
| Equity capital | 7,327,000 | 7,542,000 | 7,634,000 | 7,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,490,000 | 2,185,000 | 2,873,000 |
| Interest expense | 190,000 | 351,000 | 496,000 | 631,000 |
| Net interest income | 571,000 | 1,139,000 | 1,689,000 | 2,242,000 |
| Noninterest income | 60,000 | 116,000 | 181,000 | 264,000 |
| Noninterest expense | 414,000 | 812,000 | 1,215,000 | 1,605,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 443,000 | 655,000 | 901,000 |
| Income tax | 63,000 | 131,000 | 189,000 | 259,000 |
| Net income | 154,000 | 312,000 | 466,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,304,000 | 7,462,000 | 7,616,000 | 7,192,000 |
| Total capital | 7,688,000 | 7,848,000 | 8,002,000 | 7,576,000 |
| Risk-weighted assets | 36,613,000 | 35,875,000 | 36,480,000 | 38,406,000 |