Call reports 2002
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2002
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,205,000 | 59,806,000 | 59,228,000 | 59,102,000 |
| Total loans | 29,982,000 | 28,973,000 | 26,729,000 | 27,171,000 |
| Allowance for loan losses | 319,000 | 323,000 | 355,000 | 386,000 |
| Securities available for sale | 6,187,000 | 6,228,000 | 7,297,000 | 9,495,000 |
| Securities held to maturity | 17,457,000 | 17,952,000 | 16,269,000 | 14,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,294,000 | 49,822,000 | 48,825,000 | 49,550,000 |
| Interest-bearing deposits | 41,489,000 | 41,880,000 | 40,373,000 | 40,306,000 |
| Noninterest-bearing deposits | 7,805,000 | 7,942,000 | 8,452,000 | 9,244,000 |
| Equity capital | 7,388,000 | 7,577,000 | 7,711,000 | 7,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,723,000 | 2,551,000 | 3,361,000 |
| Interest expense | 287,000 | 539,000 | 775,000 | 985,000 |
| Net interest income | 577,000 | 1,184,000 | 1,776,000 | 2,376,000 |
| Noninterest income | 62,000 | 124,000 | 187,000 | 267,000 |
| Noninterest expense | 396,000 | 794,000 | 1,180,000 | 1,594,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 213,000 | 454,000 | 693,000 | 929,000 |
| Income tax | 70,000 | 149,000 | 229,000 | 307,000 |
| Net income | 143,000 | 305,000 | 464,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,331,000 | 7,493,000 | 7,651,000 | 7,150,000 |
| Total capital | 7,650,000 | 7,816,000 | 8,006,000 | 7,536,000 |
| Risk-weighted assets | 38,693,000 | 37,767,000 | 35,411,000 | 36,152,000 |