Call reports 2001
AMERICAN BANK OF SIDNEY, NEBRASKA, THE — 2001
What AMERICAN BANK OF SIDNEY, NEBRASKA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,236,000 | 59,296,000 | 58,968,000 | 58,748,000 |
| Total loans | 25,481,000 | 28,080,000 | 28,514,000 | 28,963,000 |
| Allowance for loan losses | 254,000 | 252,000 | 238,000 | 304,000 |
| Securities available for sale | 10,995,000 | 10,749,000 | 9,891,000 | 8,825,000 |
| Securities held to maturity | 13,812,000 | 12,214,000 | 14,326,000 | 14,586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,698,000 | 49,752,000 | 48,889,000 | 49,004,000 |
| Interest-bearing deposits | 42,132,000 | 41,300,000 | 40,805,000 | 41,410,000 |
| Noninterest-bearing deposits | 8,566,000 | 8,452,000 | 8,084,000 | 7,594,000 |
| Equity capital | 7,325,000 | 7,498,000 | 7,770,000 | 7,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 1,944,000 | 2,889,000 | 3,806,000 |
| Interest expense | 446,000 | 861,000 | 1,241,000 | 1,570,000 |
| Net interest income | 537,000 | 1,083,000 | 1,648,000 | 2,236,000 |
| Noninterest income | 68,000 | 138,000 | 199,000 | 284,000 |
| Noninterest expense | 406,000 | 795,000 | 1,173,000 | 1,559,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 199,000 | 434,000 | 682,000 | 939,000 |
| Income tax | 53,000 | 117,000 | 186,000 | 267,000 |
| Net income | 146,000 | 317,000 | 496,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,260,000 | 7,432,000 | 7,611,000 | 7,187,000 |
| Total capital | 7,514,000 | 7,684,000 | 7,849,000 | 7,491,000 |
| Risk-weighted assets | 34,922,000 | 36,903,000 | 37,597,000 | 37,891,000 |