Call report 2025Q4
TROY BANK & TRUST COMPANY — 2025Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,622,811,000 | USD | evidence → |
| Total loans | 1,031,875,000 | USD | evidence → |
| Allowance for loan losses | 13,682,000 | USD | evidence → |
| Securities available for sale | 423,041,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,413,554,000 | USD | evidence → |
| Interest-bearing deposits | 1,102,078,000 | USD | evidence → |
| Noninterest-bearing deposits | 311,476,000 | USD | evidence → |
| Equity capital | 191,941,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 84,174,000 | USD | evidence → |
| Interest expense | 28,102,000 | USD | evidence → |
| Net interest income | 56,072,000 | USD | evidence → |
| Noninterest income | 7,268,000 | USD | evidence → |
| Noninterest expense | 34,188,000 | USD | evidence → |
| Provision for loan losses | 1,600,000 | USD | evidence → |
| Pretax income | 26,592,000 | USD | evidence → |
| Income tax | 5,472,000 | USD | evidence → |
| Net income | 21,120,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 202,895,000 | USD | evidence → |