Call report 2019Q4
TROY BANK & TRUST COMPANY — 2019Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 898,839,000 | USD | evidence → |
| Total loans | 562,089,000 | USD | evidence → |
| Allowance for loan losses | 8,070,000 | USD | evidence → |
| Securities available for sale | 216,750,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 782,063,000 | USD | evidence → |
| Interest-bearing deposits | 773,301,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,762,000 | USD | evidence → |
| Equity capital | 108,356,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,914,000 | USD | evidence → |
| Interest expense | 10,368,000 | USD | evidence → |
| Net interest income | 30,546,000 | USD | evidence → |
| Noninterest income | 5,478,000 | USD | evidence → |
| Noninterest expense | 23,770,000 | USD | evidence → |
| Provision for loan losses | 550,000 | USD | evidence → |
| Pretax income | 11,705,000 | USD | evidence → |
| Income tax | 2,176,000 | USD | evidence → |
| Net income | 9,529,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 105,168,000 | USD | evidence → |
| Total capital | 113,238,000 | USD | evidence → |
| Risk-weighted assets | 660,183,000 | USD | evidence → |