Call report 2015Q4
TROY BANK & TRUST COMPANY — 2015Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 849,307,000 | USD | evidence → |
| Total loans | 466,799,000 | USD | evidence → |
| Allowance for loan losses | 6,369,000 | USD | evidence → |
| Securities available for sale | 302,536,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 710,651,000 | USD | evidence → |
| Interest-bearing deposits | 683,265,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,386,000 | USD | evidence → |
| Equity capital | 86,252,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,612,000 | USD | evidence → |
| Interest expense | 5,229,000 | USD | evidence → |
| Net interest income | 25,383,000 | USD | evidence → |
| Noninterest income | 4,852,000 | USD | evidence → |
| Noninterest expense | 20,673,000 | USD | evidence → |
| Provision for loan losses | 2,400,000 | USD | evidence → |
| Pretax income | 7,364,000 | USD | evidence → |
| Income tax | 930,000 | USD | evidence → |
| Net income | 6,434,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,821,000 | USD | evidence → |
| Total capital | 83,190,000 | USD | evidence → |
| Risk-weighted assets | 618,883,000 | USD | evidence → |