Call report 2014Q4
TROY BANK & TRUST COMPANY — 2014Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 836,553,000 | USD | evidence → |
| Total loans | 448,274,000 | USD | evidence → |
| Allowance for loan losses | 8,614,000 | USD | evidence → |
| Securities available for sale | 311,320,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 697,140,000 | USD | evidence → |
| Interest-bearing deposits | 665,916,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,224,000 | USD | evidence → |
| Equity capital | 82,669,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,826,000 | USD | evidence → |
| Interest expense | 6,993,000 | USD | evidence → |
| Net interest income | 24,833,000 | USD | evidence → |
| Noninterest income | 4,335,000 | USD | evidence → |
| Noninterest expense | 19,339,000 | USD | evidence → |
| Provision for loan losses | 5,377,000 | USD | evidence → |
| Pretax income | 4,909,000 | USD | evidence → |
| Income tax | -454,000 | USD | evidence → |
| Net income | 5,363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,534,000 | USD | evidence → |
| Total capital | 82,410,000 | USD | evidence → |
| Risk-weighted assets | 548,306,000 | USD | evidence → |