Call report 2012Q4
TROY BANK & TRUST COMPANY — 2012Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 836,722,000 | USD | evidence → |
| Total loans | 477,989,000 | USD | evidence → |
| Allowance for loan losses | 8,556,000 | USD | evidence → |
| Securities available for sale | 310,052,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 700,436,000 | USD | evidence → |
| Interest-bearing deposits | 678,620,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,816,000 | USD | evidence → |
| Equity capital | 86,321,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,165,000 | USD | evidence → |
| Interest expense | 11,834,000 | USD | evidence → |
| Net interest income | 25,331,000 | USD | evidence → |
| Noninterest income | 4,168,000 | USD | evidence → |
| Noninterest expense | 17,738,000 | USD | evidence → |
| Provision for loan losses | 4,800,000 | USD | evidence → |
| Pretax income | 7,457,000 | USD | evidence → |
| Income tax | 741,000 | USD | evidence → |
| Net income | 6,716,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,090,000 | USD | evidence → |
| Total capital | 84,066,000 | USD | evidence → |
| Risk-weighted assets | 553,507,000 | USD | evidence → |