Call report 2009Q4
TROY BANK & TRUST COMPANY — 2009Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 791,683,000 | USD | evidence → |
| Total loans | 537,289,000 | USD | evidence → |
| Allowance for loan losses | 7,779,000 | USD | evidence → |
| Securities available for sale | 202,808,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 658,425,000 | USD | evidence → |
| Interest-bearing deposits | 595,225,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,200,000 | USD | evidence → |
| Equity capital | 75,275,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,815,000 | USD | evidence → |
| Interest expense | 19,921,000 | USD | evidence → |
| Net interest income | 22,894,000 | USD | evidence → |
| Noninterest income | 3,764,000 | USD | evidence → |
| Noninterest expense | 14,423,000 | USD | evidence → |
| Provision for loan losses | 9,550,000 | USD | evidence → |
| Pretax income | 3,680,000 | USD | evidence → |
| Income tax | -78,000 | USD | evidence → |
| Net income | 3,758,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,210,000 | USD | evidence → |
| Total capital | 78,546,000 | USD | evidence → |
| Risk-weighted assets | 590,658,000 | USD | evidence → |