Call report 2008Q4
TROY BANK & TRUST COMPANY — 2008Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 748,370,000 | USD | evidence → |
| Total loans | 518,402,000 | USD | evidence → |
| Allowance for loan losses | 8,035,000 | USD | evidence → |
| Securities available for sale | 193,936,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 608,084,000 | USD | evidence → |
| Interest-bearing deposits | 543,312,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,772,000 | USD | evidence → |
| Equity capital | 58,364,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,831,000 | USD | evidence → |
| Interest expense | 24,342,000 | USD | evidence → |
| Net interest income | 21,489,000 | USD | evidence → |
| Noninterest income | 4,059,000 | USD | evidence → |
| Noninterest expense | 13,439,000 | USD | evidence → |
| Provision for loan losses | 5,273,000 | USD | evidence → |
| Pretax income | 6,399,000 | USD | evidence → |
| Income tax | 1,613,000 | USD | evidence → |
| Net income | 4,786,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,173,000 | USD | evidence → |
| Total capital | 63,243,000 | USD | evidence → |
| Risk-weighted assets | 564,636,000 | USD | evidence → |