Call report 2007Q4
TROY BANK & TRUST COMPANY — 2007Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 485,427,000 | USD | evidence → |
| Total loans | 327,281,000 | USD | evidence → |
| Allowance for loan losses | 3,847,000 | USD | evidence → |
| Securities available for sale | 125,926,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 403,431,000 | USD | evidence → |
| Interest-bearing deposits | 378,586,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,845,000 | USD | evidence → |
| Equity capital | 36,747,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,080,000 | USD | evidence → |
| Interest expense | 16,330,000 | USD | evidence → |
| Net interest income | 14,750,000 | USD | evidence → |
| Noninterest income | 3,557,000 | USD | evidence → |
| Noninterest expense | 9,271,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 8,463,000 | USD | evidence → |
| Income tax | 2,433,000 | USD | evidence → |
| Net income | 6,030,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,345,000 | USD | evidence → |
| Total capital | 40,192,000 | USD | evidence → |
| Risk-weighted assets | 361,535,000 | USD | evidence → |