Call report 2005Q4
TROY BANK & TRUST COMPANY — 2005Q4
The 22 measures TROY BANK & TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 366,014,000 | USD | evidence → |
| Total loans | 262,264,000 | USD | evidence → |
| Allowance for loan losses | 3,783,000 | USD | evidence → |
| Securities available for sale | 80,028,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 305,011,000 | USD | evidence → |
| Interest-bearing deposits | 261,278,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,733,000 | USD | evidence → |
| Equity capital | 28,117,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,618,000 | USD | evidence → |
| Interest expense | 8,410,000 | USD | evidence → |
| Net interest income | 13,208,000 | USD | evidence → |
| Noninterest income | 2,455,000 | USD | evidence → |
| Noninterest expense | 8,354,000 | USD | evidence → |
| Provision for loan losses | 530,000 | USD | evidence → |
| Pretax income | 6,826,000 | USD | evidence → |
| Income tax | 1,967,000 | USD | evidence → |
| Net income | 4,859,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,252,000 | USD | evidence → |
| Total capital | 31,797,000 | USD | evidence → |
| Risk-weighted assets | 283,412,000 | USD | evidence → |