Call reports 2010
FIRST GEORGIA BANKING COMPANY — 2010
What FIRST GEORGIA BANKING COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 830,593,000 | 801,670,000 | 802,140,000 | 770,168,000 |
| Total loans | 592,419,000 | 560,301,000 | 539,404,000 | 510,603,000 |
| Allowance for loan losses | 13,328,000 | 14,181,000 | 13,815,000 | 14,350,000 |
| Securities available for sale | 48,163,000 | 48,276,000 | 49,972,000 | 58,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 774,358,000 | 749,392,000 | 753,240,000 | 739,521,000 |
| Interest-bearing deposits | 729,153,000 | 702,837,000 | 702,516,000 | 694,011,000 |
| Noninterest-bearing deposits | 45,205,000 | 46,555,000 | 50,724,000 | 45,510,000 |
| Equity capital | 32,633,000 | 28,854,000 | 25,687,000 | 7,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,096,000 | 17,965,000 | 26,573,000 | 34,299,000 |
| Interest expense | 3,440,000 | 6,824,000 | 10,012,000 | 13,030,000 |
| Net interest income | 5,656,000 | 11,141,000 | 16,561,000 | 21,269,000 |
| Noninterest income | 597,000 | 649,000 | -653,000 | -1,721,000 |
| Noninterest expense | 5,744,000 | 11,363,000 | 17,385,000 | 23,310,000 |
| Provision for loan losses | 2,271,000 | 6,619,000 | 8,083,000 | 22,553,000 |
| Pretax income | -1,536,000 | -5,822,000 | -9,140,000 | -25,366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,536,000 | -5,822,000 | -9,140,000 | -25,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,000,000 | 28,760,000 | 25,490,000 | 9,312,000 |
| Total capital | 40,475,000 | 35,901,000 | 32,393,000 | 15,939,000 |
| Risk-weighted assets | 592,040,000 | 564,253,000 | 545,356,000 | 522,442,000 |