Call reports 2003
FIRST GEORGIA BANKING COMPANY — 2003
What FIRST GEORGIA BANKING COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q4 |
|---|---|
| Total assets | 63,099,000 |
| Total loans | 35,482,000 |
| Allowance for loan losses | 460,000 |
| Securities available for sale | 14,037,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 47,615,000 |
| Interest-bearing deposits | 43,216,000 |
| Noninterest-bearing deposits | 4,399,000 |
| Equity capital | 15,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q4 |
|---|---|
| Interest income | 387,000 |
| Interest expense | 73,000 |
| Net interest income | 314,000 |
| Noninterest income | 21,000 |
| Noninterest expense | 1,473,000 |
| Provision for loan losses | 460,000 |
| Pretax income | -1,598,000 |
| Income tax | 0 |
| Net income | -1,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q4 |
|---|---|
| Tier 1 capital | 15,403,000 |
| Total capital | 15,863,000 |
| Risk-weighted assets | 37,559,000 |