Call reports 2012
COMMERCEFIRST BANK — 2012
What COMMERCEFIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 |
|---|---|
| Total assets | 204,836,000 |
| Total loans | 180,121,000 |
| Allowance for loan losses | 3,457,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 180,211,000 |
| Interest-bearing deposits | 150,993,000 |
| Noninterest-bearing deposits | 29,218,000 |
| Equity capital | 23,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 |
|---|---|
| Interest income | 3,020,000 |
| Interest expense | 386,000 |
| Net interest income | 2,634,000 |
| Noninterest income | 205,000 |
| Noninterest expense | 1,333,000 |
| Provision for loan losses | 575,000 |
| Pretax income | 931,000 |
| Income tax | 369,000 |
| Net income | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 |
|---|---|
| Tier 1 capital | 23,479,000 |
| Total capital | 25,806,000 |
| Risk-weighted assets | 184,970,000 |