Call reports 2011
COMMERCEFIRST BANK — 2011
What COMMERCEFIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 206,525,000 | 210,582,000 | 204,790,000 | 207,199,000 |
| Total loans | 187,661,000 | 180,620,000 | 180,748,000 | 184,298,000 |
| Allowance for loan losses | 3,589,000 | 3,371,000 | 3,038,000 | 3,033,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,044,000 | 187,996,000 | 181,622,000 | 183,809,000 |
| Interest-bearing deposits | 158,572,000 | 161,511,000 | 153,540,000 | 152,182,000 |
| Noninterest-bearing deposits | 25,472,000 | 26,485,000 | 28,082,000 | 31,627,000 |
| Equity capital | 21,434,000 | 21,918,000 | 22,432,000 | 22,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,077,000 | 6,117,000 | 9,164,000 | 12,241,000 |
| Interest expense | 570,000 | 1,121,000 | 1,633,000 | 2,092,000 |
| Net interest income | 2,507,000 | 4,996,000 | 7,531,000 | 10,149,000 |
| Noninterest income | 401,000 | 686,000 | 911,000 | 1,146,000 |
| Noninterest expense | 1,454,000 | 2,825,000 | 4,147,000 | 5,557,000 |
| Provision for loan losses | 681,000 | 1,308,000 | 1,894,000 | 2,533,000 |
| Pretax income | 773,000 | 1,549,000 | 2,401,000 | 3,205,000 |
| Income tax | 296,000 | 588,000 | 926,000 | 1,245,000 |
| Net income | 477,000 | 961,000 | 1,475,000 | 1,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,434,000 | 21,918,000 | 22,432,000 | 22,917,000 |
| Total capital | 23,853,000 | 24,249,000 | 24,757,000 | 25,297,000 |
| Risk-weighted assets | 192,289,000 | 185,414,000 | 185,212,000 | 189,727,000 |