Call report 2004Q4
COMMERCEFIRST BANK — 2004Q4
The 22 measures COMMERCEFIRST BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,897,000 | USD | evidence → |
| Total loans | 52,930,000 | USD | evidence → |
| Allowance for loan losses | 1,154,000 | USD | evidence → |
| Securities available for sale | 4,978,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,805,000 | USD | evidence → |
| Interest-bearing deposits | 45,038,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,767,000 | USD | evidence → |
| Equity capital | 6,643,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,000,000 | USD | evidence → |
| Interest expense | 588,000 | USD | evidence → |
| Net interest income | 2,412,000 | USD | evidence → |
| Noninterest income | 584,000 | USD | evidence → |
| Noninterest expense | 2,126,000 | USD | evidence → |
| Provision for loan losses | 590,000 | USD | evidence → |
| Pretax income | 280,000 | USD | evidence → |
| Income tax | -862,000 | USD | evidence → |
| Net income | 1,142,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,670,000 | USD | evidence → |
| Total capital | 7,369,000 | USD | evidence → |
| Risk-weighted assets | 55,441,000 | USD | evidence → |