Call reports 2001
COMMERCEFIRST BANK — 2001
What COMMERCEFIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,482,000 | 20,741,000 | 26,186,000 | 26,873,000 |
| Total loans | 8,659,000 | 13,518,000 | 16,888,000 | 20,668,000 |
| Allowance for loan losses | 135,000 | 180,000 | 225,000 | 270,000 |
| Securities available for sale | 3,925,000 | 3,974,000 | 3,974,000 | 3,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,737,000 | 15,146,000 | 19,049,000 | 19,097,000 |
| Interest-bearing deposits | 10,046,000 | 13,301,000 | 15,188,000 | 14,774,000 |
| Noninterest-bearing deposits | 1,691,000 | 1,845,000 | 3,861,000 | 4,323,000 |
| Equity capital | 5,511,000 | 5,266,000 | 5,100,000 | 4,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 590,000 | 989,000 | 1,407,000 |
| Interest expense | 132,000 | 258,000 | 423,000 | 582,000 |
| Net interest income | 163,000 | 332,000 | 566,000 | 825,000 |
| Noninterest income | 19,000 | 36,000 | 53,000 | 76,000 |
| Noninterest expense | 385,000 | 773,000 | 1,145,000 | 1,541,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | -248,000 | -495,000 | -661,000 | -820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -248,000 | -495,000 | -661,000 | -820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,507,000 | 5,261,000 | 5,095,000 | 4,936,000 |
| Total capital | 5,631,000 | 5,439,000 | 5,309,000 | 5,183,000 |
| Risk-weighted assets | 9,876,000 | 14,261,000 | 17,140,000 | 19,773,000 |