Call reports 2012
WAKE FOREST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What WAKE FOREST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 114,267,000 | 113,369,000 | 114,720,000 | 113,540,000 |
| Total loans | 72,003,000 | 73,087,000 | 73,267,000 | 70,853,000 |
| Allowance for loan losses | 1,395,000 | 1,420,000 | 1,470,000 | 1,535,000 |
| Securities available for sale | 1,731,000 | 1,704,000 | 1,226,000 | 1,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,280,000 | 91,227,000 | 92,548,000 | 91,213,000 |
| Interest-bearing deposits | 91,003,000 | 89,653,000 | 90,914,000 | 89,663,000 |
| Noninterest-bearing deposits | 1,277,000 | 1,574,000 | 1,634,000 | 1,550,000 |
| Equity capital | 21,037,000 | 21,050,000 | 21,188,000 | 21,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,084,000 | 3,200,000 | 4,269,000 |
| Interest expense | 369,000 | 731,000 | 1,087,000 | 1,446,000 |
| Net interest income | 667,000 | 1,353,000 | 2,113,000 | 2,823,000 |
| Noninterest income | -39,000 | -18,000 | -41,000 | -21,000 |
| Noninterest expense | 395,000 | 802,000 | 1,179,000 | 1,560,000 |
| Provision for loan losses | 80,000 | 130,000 | 180,000 | 245,000 |
| Pretax income | 153,000 | 403,000 | 713,000 | 997,000 |
| Income tax | 55,000 | 154,000 | 266,000 | 371,000 |
| Net income | 98,000 | 249,000 | 447,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,033,000 | 21,048,000 | 21,187,000 | 21,348,000 |
| Total capital | 21,860,000 | 21,868,000 | 22,003,000 | 22,147,000 |
| Risk-weighted assets | 65,615,000 | 65,004,000 | 64,735,000 | 63,462,000 |