Call reports 2024
UNB BANK — 2024
What UNB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 164,075,000 | 163,805,000 | 166,629,000 | 164,617,000 |
| Total loans | 89,518,000 | 89,327,000 | 88,501,000 | 87,599,000 |
| Allowance for loan losses | 898,000 | 900,000 | 906,000 | 846,000 |
| Securities available for sale | 42,762,000 | 41,903,000 | 47,485,000 | 44,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,930,000 | 154,361,000 | 155,599,000 | 155,227,000 |
| Interest-bearing deposits | 109,529,000 | 110,632,000 | 112,559,000 | 111,305,000 |
| Noninterest-bearing deposits | 45,401,000 | 43,729,000 | 43,040,000 | 43,922,000 |
| Equity capital | 8,136,000 | 8,421,000 | 9,989,000 | 8,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,400,000 | 2,873,000 | 4,378,000 | 5,855,000 |
| Interest expense | 486,000 | 1,017,000 | 1,604,000 | 2,196,000 |
| Net interest income | 914,000 | 1,856,000 | 2,774,000 | 3,659,000 |
| Noninterest income | 117,000 | 234,000 | 361,000 | 484,000 |
| Noninterest expense | 1,001,000 | 2,013,000 | 3,023,000 | 3,979,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | -32,000 |
| Pretax income | 24,000 | 65,000 | 94,000 | 196,000 |
| Income tax | 0 | 0 | 0 | 15,000 |
| Net income | 24,000 | 65,000 | 94,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,371,000 | 15,354,000 | 15,383,000 | 15,384,000 |