Call reports 2022
UNB BANK — 2022
What UNB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 170,738,000 | 168,099,000 | 169,847,000 | 157,425,000 |
| Total loans | 85,524,000 | 86,407,000 | 86,574,000 | 87,194,000 |
| Allowance for loan losses | 869,000 | 871,000 | 877,000 | 874,000 |
| Securities available for sale | 59,519,000 | 54,084,000 | 50,200,000 | 48,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,947,000 | 157,988,000 | 161,734,000 | 148,912,000 |
| Interest-bearing deposits | 109,020,000 | 108,915,000 | 110,949,000 | 105,179,000 |
| Noninterest-bearing deposits | 47,927,000 | 49,073,000 | 50,785,000 | 43,733,000 |
| Equity capital | 11,029,000 | 8,419,000 | 7,039,000 | 7,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 990,000 | 2,010,000 | 3,124,000 | 4,310,000 |
| Interest expense | 142,000 | 268,000 | 384,000 | 493,000 |
| Net interest income | 848,000 | 1,742,000 | 2,740,000 | 3,817,000 |
| Noninterest income | 120,000 | 234,000 | 371,000 | 483,000 |
| Noninterest expense | 917,000 | 1,839,000 | 2,757,000 | 3,620,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 45,000 | 125,000 | 336,000 | 656,000 |
| Income tax | 0 | 12,000 | 49,000 | 112,000 |
| Net income | 45,000 | 113,000 | 287,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,788,000 | 14,794,000 | 14,968,000 | 15,138,000 |
| Total capital | — | 15,695,000 | 15,875,000 | — |
| Risk-weighted assets | — | 73,601,000 | 75,030,000 | — |