Call reports 2021
UNB BANK — 2021
What UNB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 162,516,000 | 168,745,000 | 174,218,000 | 174,365,000 |
| Total loans | 85,576,000 | 86,403,000 | 86,989,000 | 86,209,000 |
| Allowance for loan losses | 848,000 | 854,000 | 856,000 | 861,000 |
| Securities available for sale | 58,053,000 | 60,441,000 | 66,112,000 | 66,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,038,000 | 153,043,000 | 158,591,000 | 157,337,000 |
| Interest-bearing deposits | 105,884,000 | 108,637,000 | 111,562,000 | 110,798,000 |
| Noninterest-bearing deposits | 41,154,000 | 44,406,000 | 47,029,000 | 46,539,000 |
| Equity capital | 14,442,000 | 14,502,000 | 14,477,000 | 14,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,956,000 | 2,941,000 | 3,916,000 |
| Interest expense | 207,000 | 387,000 | 556,000 | 711,000 |
| Net interest income | 757,000 | 1,569,000 | 2,385,000 | 3,205,000 |
| Noninterest income | 117,000 | 239,000 | 364,000 | 489,000 |
| Noninterest expense | 828,000 | 1,676,000 | 2,563,000 | 3,340,000 |
| Provision for loan losses | 15,000 | 21,000 | 27,000 | 33,000 |
| Pretax income | 31,000 | 184,000 | 231,000 | 394,000 |
| Income tax | 6,000 | 37,000 | 43,000 | 81,000 |
| Net income | 25,000 | 147,000 | 188,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,598,000 | 14,663,000 | 14,704,000 | 14,743,000 |