Call reports 2020
UNB BANK — 2020
What UNB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 146,929,000 | 153,560,000 | 156,393,000 | 156,648,000 |
| Total loans | 93,226,000 | 91,301,000 | 88,366,000 | 85,305,000 |
| Allowance for loan losses | 790,000 | 805,000 | 820,000 | 833,000 |
| Securities available for sale | 34,921,000 | 40,551,000 | 51,610,000 | 54,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,775,000 | 137,254,000 | 140,022,000 | 140,141,000 |
| Interest-bearing deposits | 99,693,000 | 102,748,000 | 104,773,000 | 103,696,000 |
| Noninterest-bearing deposits | 31,082,000 | 34,506,000 | 35,249,000 | 36,445,000 |
| Equity capital | 14,865,000 | 14,978,000 | 15,000,000 | 15,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,232,000 | 3,246,000 | 4,287,000 |
| Interest expense | 290,000 | 547,000 | 791,000 | 1,015,000 |
| Net interest income | 857,000 | 1,685,000 | 2,455,000 | 3,272,000 |
| Noninterest income | 105,000 | 216,000 | 386,000 | 610,000 |
| Noninterest expense | 918,000 | 1,797,000 | 2,680,000 | 3,466,000 |
| Provision for loan losses | 6,000 | 21,000 | 36,000 | 51,000 |
| Pretax income | 76,000 | 122,000 | 341,000 | 581,000 |
| Income tax | 0 | 0 | 27,000 | 37,000 |
| Net income | 76,000 | 122,000 | 314,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,253,000 | 14,237,000 | 14,429,000 | 14,573,000 |