Call reports 2018
UNB BANK — 2018
What UNB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 134,918,000 | 140,249,000 | 142,121,000 | 141,055,000 |
| Total loans | 91,309,000 | 91,836,000 | 93,713,000 | 94,109,000 |
| Allowance for loan losses | 808,000 | 785,000 | 778,000 | 778,000 |
| Securities available for sale | 24,837,000 | 25,274,000 | 23,916,000 | 22,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,713,000 | 126,105,000 | 127,897,000 | 126,574,000 |
| Interest-bearing deposits | 96,690,000 | 101,175,000 | 103,096,000 | 101,210,000 |
| Noninterest-bearing deposits | 24,023,000 | 24,931,000 | 24,801,000 | 25,364,000 |
| Equity capital | 13,203,000 | 13,150,000 | 13,163,000 | 13,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 2,064,000 | 3,166,000 | 4,315,000 |
| Interest expense | 213,000 | 439,000 | 684,000 | 945,000 |
| Net interest income | 802,000 | 1,625,000 | 2,482,000 | 3,370,000 |
| Noninterest income | 117,000 | 228,000 | 341,000 | 448,000 |
| Noninterest expense | 883,000 | 1,770,000 | 2,670,000 | 3,483,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 83,000 | 153,000 | 335,000 |
| Income tax | 0 | 0 | 0 | 27,000 |
| Net income | 36,000 | 83,000 | 153,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,784,000 | 13,774,000 | 13,844,000 | 13,913,000 |
| Total capital | 14,558,000 | 14,572,000 | 14,652,000 | 14,721,000 |
| Risk-weighted assets | 61,862,000 | 63,850,000 | 66,323,000 | 66,134,000 |