Call reports 2017
UNB BANK — 2017
What UNB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 136,237,000 | 137,487,000 | 139,343,000 | 135,534,000 |
| Total loans | 92,616,000 | 93,536,000 | 93,499,000 | 93,332,000 |
| Allowance for loan losses | 818,000 | 818,000 | 818,000 | 808,000 |
| Securities available for sale | 31,235,000 | 29,937,000 | 28,403,000 | 26,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,808,000 | 122,974,000 | 124,730,000 | 121,158,000 |
| Interest-bearing deposits | 99,219,000 | 99,980,000 | 100,616,000 | 98,190,000 |
| Noninterest-bearing deposits | 22,589,000 | 22,994,000 | 24,114,000 | 22,968,000 |
| Equity capital | 13,435,000 | 13,523,000 | 13,559,000 | 13,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 995,000 | 2,015,000 | 3,057,000 | 4,093,000 |
| Interest expense | 204,000 | 415,000 | 634,000 | 848,000 |
| Net interest income | 791,000 | 1,600,000 | 2,423,000 | 3,245,000 |
| Noninterest income | 102,000 | 212,000 | 336,000 | 450,000 |
| Noninterest expense | 878,000 | 1,748,000 | 2,635,000 | 3,430,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 64,000 | 124,000 | 265,000 |
| Income tax | 0 | 0 | 0 | 89,000 |
| Net income | 15,000 | 64,000 | 124,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,685,000 | 13,673,000 | 13,733,000 | 13,750,000 |
| Total capital | 14,449,000 | 14,448,000 | 14,508,000 | 14,520,000 |
| Risk-weighted assets | 61,005,000 | 61,890,000 | 61,940,000 | 61,509,000 |