Call reports 2001
UNB BANK — 2001
What UNB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,324,000 | 89,471,000 | 88,812,000 | 93,555,000 |
| Total loans | 68,538,000 | 70,247,000 | 70,265,000 | 70,177,000 |
| Allowance for loan losses | 688,000 | 695,000 | 726,000 | 768,000 |
| Securities available for sale | 12,231,000 | 11,510,000 | 8,932,000 | 11,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,243,000 | 79,710,000 | 79,155,000 | 84,175,000 |
| Interest-bearing deposits | 70,000,000 | 71,904,000 | 72,052,000 | 75,944,000 |
| Noninterest-bearing deposits | 7,243,000 | 7,806,000 | 7,103,000 | 8,231,000 |
| Equity capital | 8,046,000 | 8,102,000 | 8,360,000 | 8,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,182,000 | 4,734,000 | 6,167,000 |
| Interest expense | 875,000 | 1,707,000 | 2,514,000 | 3,262,000 |
| Net interest income | 726,000 | 1,475,000 | 2,220,000 | 2,905,000 |
| Noninterest income | 72,000 | 146,000 | 232,000 | 323,000 |
| Noninterest expense | 570,000 | 1,116,000 | 1,705,000 | 2,273,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 165,000 |
| Pretax income | 183,000 | 418,000 | 734,000 | 907,000 |
| Income tax | 33,000 | 84,000 | 162,000 | 155,000 |
| Net income | 150,000 | 334,000 | 572,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,834,000 | 7,947,000 | 8,147,000 | 8,177,000 |
| Total capital | 8,522,000 | 8,642,000 | 8,873,000 | 8,945,000 |
| Risk-weighted assets | 60,634,000 | 62,346,000 | 62,449,000 | 63,330,000 |